MEET KIARAH D. PHILLIPS

Licensed. Experienced. Purpose-Driven.

With more than 17 years in the financial services industry, Kiarah D. Phillips has helped countless individuals, families, and small businesses secure the protection and peace of mind they deserve.

As the founder of N'Genius and Licensed Life and Health Insurance Agent, Kiarah’s expertise spans multiple states and disciplines –-– from college planning and retirement strategy to healthcare, life insurance, and financial literacy.

Before launching N'Genius, she served at Fidelity Investments, where she witnessed firsthand how many hardworking individuals struggled to access the right financial information and guidance. That experience inspired her to create The N’Genius Advantage — a platform built on education, empowerment, and ethical advice.

Her Philosophy:

“My pride is in changing the game by providing the best solutions for my clients’ needs. Not being bound by any one company allows me to give truly objective advice—and that’s how we win for our clients.”

Beyond business, Kiarah is a devoted community leader and volunteer coordinator, organizing events that uplift families, strengthen faith-biased initiatives, and empower underserved communities.

When you partner with Kiarah, you gain more than an agent — you gain a guide, educator, and advocate for your financial journey.